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Most bankers will probably rate Check 21 as the biggest change in basic banking that they have ever seen.
It promises to reduce costs dramatically, but taking advantage of it will require new systems and equipment. At the same time, the numbers of checks are declining, making it harder to justify large capital outlays.
Here at MICR Automation, we have spent the last several years studying the best ways to maximize the benefits and minimize the costs associated with Check 21. We don't stop at just saving money. Our innovative new image related services and automated service charges actually make money for our users.
We have implemented new technology to handle check imaging that is not only inexpensive, but is easy to maintain. We have a number of very satisfied imaging users, and our fifteen years in the item processing business gives us the experience required to meet all the needs of community bankers.
Our Remote Deposit Capture solutions allow your customers to deposit their checks as images over the Internet without a trip to the bank.
Our systems handle banks ranging from very large multi-center operations down to the smallest small town bank. Our software is user friendly and error resistant. Staff training and retraining effort is minimized. Our use of dual components in critical areas provides a level of protection most other systems don't offer.
We have always provided our users with all the source code and complete technical documentation for their systems. This gives them a level of independence and freedom from vendor upgrade schemes unparalleled in the banking industry. While all our users rely on us for the maintenance of their systems, they do so because of the quality of our support, not because they have no other alternative.
Give us a call to schedule a demonstration or plan a trip to St. Louis. Let us share our views of the community banking landscape in three years, and in five years. Talk to our users, check things out for yourself. The other pages on our website provide a lot of information. An in-person demonstration or trip to St. Louis will provide the rest.
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