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Daily account emails to bank customers are not only a very attractive service, but they do more to end fraud and identity theft than anything else can.
For retail customers, the email message contains the amount and short description of each transaction. If customers see something they don’t recognize, logging onto the bank website allows viewing check images and transaction details.
Retail customer emails show only amounts to avoid disclosing account numbers, and contain a Phish warning. |
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Secure Email Account Information System |
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For commercial customers, the emails contain encrypted attachments with front and back images of all transaction items and daily reconciliation files.
Commercial customers use the MICR Automation Check Viewer/Manager which automatically decrypts the attachments and stores the images in its own mini-database on the customer PC. Each commercial customer has a unique Public/Private Key set utilizing 1024 bit strong encryption. New key sets are easily created if needed.
The daily emails to commercial customers may optionally contain images of items in deposits, maximizing customer convenience and minimizing employee support effort. ACH and Debit Card transactions are described using “Virtual Tickets” in daily secure email image attachment.
Advertising messages may be inserted in each daily email.
The system provides an excellent and almost free method to put advertising messages where they will be seen.
Download the Fraud Detection Case Study |
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Call MICR Automation today: 314-406-1654
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